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Requirements and Responsibilities

Agricultural Loan Officer solicits, sells, and services agricultural loans. Interviews applicants, analyzes applicants' credit and financial status, and obtains all relevant documentation, data, and appraisals to determine the feasibility of granting loans. Being an Agricultural Loan Officer recommends loan terms and conditions and ensures loan agreements are complete and accurate according to policy. Approves loans within established limits or refers them to a loan committee for approval. Additionally, Agricultural Loan Officer develops relationships within the agriculture community to obtain referrals and future lending opportunities. Requires a bachelor's degree. Typically reports to a manager. The Agricultural Loan Officer occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be an Agricultural Loan Officer typically requires 2 -4 years of related experience.

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